Posts by Indigo Partners
Indigo Partners: Insurance and Health Benefits Interview with Hispanic Chamber
Health insurance is a big deal for minorities, the self-employed and small, Mom & Pop, businesses. Each year health insurance costs and deductibles have increased. In most cases, even if health insurance was being offered at a reduced cost to the employee, the cost to add a spouse or cover their household was too high.…Read More
Benefits Don’t Have To Cost A Latte
As I near the completion of my 20th year as an Employee Benefits Specialist, I have been asked if I regret that I haven’t made a career change. I love what I do, but if I am being honest, I hate what I have witnessed over the past several years. Hard-working Americans cannot afford basic…Read More
Inflation’s Impact on Open Enrollment
Many employees are currently feeling financially strained because of inflation. With open enrollment fast approaching, inflation could impact the choices employees make when it comes to their benefits. Employees are likely to consider which benefits matter the most and how to optimize the money they spend on those offerings. As a result, this year’s open…Read More
Health Reforms: Big Changes are coming for Health Care Costs
On Aug. 16, 2022, President Joe Biden signed the Inflation Reduction Act into law. While this law is primarily aimed at fighting inflation and reducing carbon emissions, it also contains a number of reforms that will impact health coverage. The health reforms included in the law have staggered effective dates and will be implemented over…Read More
The Pandemic Workforce: How America’s Labor Sector May Vastly Evolve
There’s no shortage of jobs in today’s hastily termed post-COVID America. As well, there’s no shortage of pandemic revamps in the employer-employee relationship dynamics. While restaurants and retail stores aim to entice workers back into the workforce, America plays witness to an evolution in how its workers “work” and how employers “pay.” Large and small…Read More
Can Medical Debt Drive You Into Colossal Financial Ruin? In Short, Yes.
Examples of medical bankruptcy are increasingly spreading in the U.S., to a degree that is chilling and unsettling. In 2019, the American Journal of Public Health found that just under 67% of all bankruptcies in America were the result of medical debt. And no, this isn’t isolated to those lacking in health insurance. In some…Read More
Add-On Benefits: The New Reality For Managing Healthcare Costs
I’ve written a number of times about my experiences with individuals, families, and small businesses, but the most difficult experiences are those in which the out-of-pocket costs have escalated well beyond what only few families can afford. There are many that say this can’t happen, not in America. But, I’m here to share that I…Read More
Breast Cancer Awareness Month: Navigating health insurance in 2021!
For many, each Fall represents a new challenge – the effort to find adequate, affordable health insurance and other voluntary benefits! Background anxiety and worry seem ever present. It’s part of the “what if” that keeps us awake at night. Finding health insurance is a real challenge. The cost to families for health coverage and…Read More
PwC Report: Increases in healthcare costs in 2022 are coming.
It comes as little surprise to anyone that America’s healthcare system was affected by the COVID-19 pandemic, in more than one way. Unfortunately, as 2022 approaches, we are showing few new positive indicators. The damage done by this pandemic continues to occur on a weekly, daily, and even hourly basis. People need help. The Affordable…Read More
Biden’s Obamacare Subsidies Help Struggling Americans Get Back On Their Feet
In the United States, few political issues serve as a ‘lightning rod’ as much as healthcare. President Biden and his administration are actively retooling the Affordable Care Act system into a system of even more advantages. For many, it offers new hope. On Feb 15th, President Biden opened up a particular Obamacare enrollment period. This…Read More